Unfortunately, the supposed ‘tough’ new financial regulations Cleaver and his cohorts in Congress are touting as the solution to avoid future financial meltdowns like this last one which has put millions of Americans out of work on his watch are but a watered down broth. Cleaver and others on the Financial Services committee allowed their friends in the financial industry to continue to escape real regulation. A gigantic loophole written in at the behest of the financial industry will let a major portion of the same derivatives Cleaver refused to regulate in the past continue to be outside sound reserve requirements. In the regs, Cleaver also promised his banking friends that he would again grant them hundreds of billions of dollars of our kid’s money if things got too rough for them. It is Congressional funny business as usual – talk tough to us about reform while letting the special interests who support the re-election of incumbents off the hook at our families’ expense. It is time for them all to go.